Topic 1: A federal statute requires banks to give their customers “quick access” to funds from deposited checks. Given the problems we have seen with counterfeit checks, do you think this is a good law? Carefully assess all sides of the issue. If you could influence the federal government, how would you advise it to change or improve the law? Topic 2: Reports on computer crime (not including software piracy and hacking among computer crimes) in newspapers and journals seem to be decreasing. Do as thorough a search as you can for, say, the past six months and document the most recently reported occurrences. Does a pattern seem to emerge about the kinds of reported computer crime that are popular this year? Topic 3: If you were the manager of a bank, how would you try to protect your bank against computerized embezzlement and fraud? Write a 1.25 page short essay (not including title and reference page) for each of the above topics. Use APA 7th Edition and the attached PFD Text as the reference. The Chapter 5 PDF Reference Citation is: Stacey L Edgar. (2002). Morality and Machines: Perspectives on Computer Ethics: Vol. 2nd ed. Jones & Bartlett Learning.